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Zero Down California™ is a newly available program that when combined with a standard FHA loan will provide 100 percent financing to California home buyers.   Zero Down California™ is available to qualified home buyers regardless of whether they have previously purchase a home.  In other words, it is not restricted to first time home buyers.

zero down californiaFHA loans are 96.5 financing, and the home buyer must come up with the remaining 3.5% down payment either via savings or as a gift from a relative.   Zero Down California™ will provide qualified homebuyers financing for the remaining 3.5%  down payment at a fixed rate for 30 years.

Because many home buyers can qualify for a loan and they are able to make the monthly payments, Zero Down California™ was created so a lack of down payment will no longer be an issue.  Unlike many other programs, the Zero Down CA does not disqualify applicants because they make too much money.  In fact, there are no maximum income limits with this new 100 percent financing program.

Home Buyers wanting the 100 percent financing program can find out more details or apply online at their website Zero Down California .  According to the site, Zero Down California makes it easier than ever to go from renter to homeowner.  “Since California rents are at an all time high, it’s often difficult to save the money needed for a large down payment while paying sky high rents.  But by offering loan programs that don’t require a down
payment, we help many people make the transition from renter to owner.”

The program is currently available to qualified buyers of single family properties (house, condo, townhome) located anywhere in California.  Underwriting guidelines and lender matrices are available to Brokers interesting in signing up and joining.  Real Estate agents may access marketing materials on the site as well.

No Obligation Required!
Complete the information below, and a representative will contact you to discuss the programs and options available to you.

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